Terms & Conditions

Terms of Service

1. Consultation Agreement

By scheduling a consultation with ATB Business, you acknowledge that our services are advisory in nature. We provide expert guidance, but final financial decisions remain the responsibility of the client.

2. Confidentiality

All information shared during consultations is treated with strict confidentiality. We adhere to Canadian privacy laws and protect your business's sensitive financial data.

3. Service Limitations

ATB Business provides consulting services and does not guarantee loan approval. Our role is to optimize your loan application strategy and provide professional guidance.

4. Payment and Fees

Consultation fees are due prior to service delivery. Refunds are available within 7 days of service if the client is unsatisfied with the consultation quality.

5. Disclaimer

While we strive to provide accurate and helpful information, ATB Business is not responsible for financial outcomes resulting from our consultations. Clients are advised to seek independent financial advice.